Payouts

What are Payouts?

A Payout is a one-time transfer of funds from an Infinia virtual account to an external counterparty — a local bank account, an instant-payment destination (such as PIX or QR), or a crypto wallet. Payouts are executed over the local rails of each supported country, so beneficiaries receive funds in their local currency and format.

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Payouts move funds out of the Infinia platform. To move funds between Infinia accounts, use Internal Transfers instead.

How it works

Call Create Payout with the source account, destination details, and amount.
Infinia validates the request and executes the transfer over the corresponding local rail.
The payout progresses through its lifecycle (e.g. IN_PROGRESS → COMPLETED or FAILED).
Status changes are notified via webhook, so you can reconcile in real time.

Common use cases

Payroll and contractor payments in local currency.
Withdrawals from a wallet or neobank to the user's bank account.
Supplier and vendor disbursements.
Off-ramp flows: converting stablecoins to fiat and paying out to a bank account (see Fund Flows).

Learn more

Payouts API Reference
Account Capabilities — which payout types are available per account owner type
Bank Account Validation — validate destination accounts before paying out