Products Overview
Explore Infinia's money movement and compliance products designed for seamless financial operations and enhanced security.
Money Movement Products
These products let you move, convert, and manage funds across accounts and borders.
| Product | Description | Use Case |
|---|---|---|
| Virtual Accounts / Deposits | Create virtual accounts, manage segregated balances, and generate fixed funding instructions for your customers. | When you want to receive deposits without a fixed amount, handle recurring payments, provide a dedicated funding instruction for your customer (eg. account for a user in a neobank) |
| Payins | Create dynamic funding instructions for one-time payments with fixed amounts and expiration times. | When you want to receive a payment with a fixed amount and up to a certain time (eg. checkout payment) |
| Payouts | Execute one-time transfers to external counterparties. | When you want to send money to an external account in fiat or crypto (eg. payroll service) |
| Internal Transfers | Transfer funds between Infinia virtual accounts, with optional FX conversion and rate locking. | When you want to move money between your accounts in the platform, or perform currency conversions (eg. treasury operations, on- and off-ramp flows) |
Compliance Products and Tools
These tools support verification, onboarding, and regulatory workflows required for operating financial products.
| Product | Description | Use Case |
|---|---|---|
| Bank Account Validation | Validate bank accounts to ensure they are active and verify ownership (VoP). | When you want to validate if a bank account is active, or if it's owned by your user (eg. before making a payout, prior to registering a trusted counterparty in your app) |
| Identity Validation | Verify the identity of individuals or businesses and collect required information for compliance and fraud prevention. | When you want to validate if an individual or business exists, if the registration data that was entered is correct, or if their document has not been flagged (eg. before registering a user in your platform) |
| Claims | Manage and monitor claims, disputes, or chargeback requests related to transactions. | When you want to answer a dispute, have visibility on fraud reports on your accounts (eg. answering a funds request by an institution) |
| Onboarding | Programmatically onboard customers into the Infinia platform, perform KYB, and request product access. | When you want to onboard your customer in Infinia, so operations are performed on the customer’s behalf rather than your own (eg. accounts opened under the customer’s name instead of yours). |
Updated about 1 month ago