Products Overview

Infinia gives you two groups of products. Money movement products receive, send, move and convert funds across accounts and borders. Compliance products and tools verify bank accounts, identities and the businesses you onboard, so you can move money to the right people.

Use the tables on this page to choose a product, then open its page for how it works.

Money movement products

These products let you move, convert and manage funds across accounts and borders.

Product	What it does	Use it when
Virtual Accounts / Deposits	Creates virtual accounts with segregated balances and fixed funding instructions for your customers.	You want to receive deposits without a fixed amount, handle recurring payments, or give a customer a dedicated funding instruction, for example an account for a neobank user.
Payins	Creates dynamic funding instructions for one-time payments with a fixed amount and an expiration time.	You want to receive a payment of a fixed amount before a deadline, for example a checkout payment.
Payouts	Sends one-time transfers to external counterparties.	You want to send money to an external account in fiat or crypto, for example for a payroll service.
Internal Transfers	Moves funds between Infinia virtual accounts, with optional FX conversion and rate locking.	You want to move money between your accounts on the platform or convert currencies, for example for treasury operations or on-ramp and off-ramp flows.

Compliance products and tools

These tools support the verification, onboarding and regulatory workflows that financial products require.

Product	What it does	Use it when
Bank Account Validation	Checks that a bank account is active and returns its owner data so you can verify ownership (Verification of Payee, VoP).	You want to know whether a bank account is active or owned by your user, for example before a payout or before registering a trusted counterparty in your app.
Identity Validation	Verifies the identity of individuals and businesses and collects the information that compliance and fraud prevention require.	You want to know whether an individual or business exists, whether the registration data entered is correct, or whether their document is flagged, for example before registering a user on your platform.
Onboarding	Onboards your customers into Infinia programmatically, performs KYB and requests product access for them.	You want to onboard a customer into Infinia so their operations run on their behalf as a separate child company, with segregated flows and visibility for Infinia.