Transaction Limits

Every account is created with a default monthly transaction limit, which applies from the moment the account is activated. The limit is shared by the payouts sent from the account and the funds credited to it, such as deposits and payins. Internal transfers don't count toward it.

Limits apply per account, not per company. Each account has its own usage counter, which resets at the start of each calendar month (00:00 UTC on the 1st).

Default monthly limits

These are the default limits per currency and account owner type. Depending on the use case, higher limits can be configured from the start after an initial review, so these defaults aren't necessarily the limits your integration operates with.

Currency	National individual	National business	Foreign individual	Foreign business
ARS	USD 10,000 equiv.	USD 100,000 equiv.	USD 10,000 equiv.	USD 100,000 equiv.
BRL	USD 10,000 equiv.	USD 100,000 equiv.	USD 10,000 equiv.	USD 100,000 equiv.
MXN	USD 10,000 equiv.	USD 100,000 equiv.	USD 10,000 equiv.	USD 100,000 equiv.
COP	USD 10,000 equiv.	USD 100,000 equiv.	USD 10,000 equiv.	USD 100,000 equiv.
BOB	USD 10,000 equiv.	USD 100,000 equiv.	USD 10,000 equiv.	USD 100,000 equiv.
CLP	USD 10,000 equiv.	USD 100,000 equiv.	USD 10,000 equiv.	USD 100,000 equiv.
PEN	USD 10,000 equiv.	USD 100,000 equiv.	USD 10,000 equiv.	USD 100,000 equiv.
PYG	USD 10,000 equiv.	USD 100,000 equiv.	USD 10,000 equiv.	USD 100,000 equiv.
UYU	USD 10,000 equiv.	USD 100,000 equiv.	USD 10,000 equiv.	USD 100,000 equiv.
USD	USD 10,000 equiv.	USD 100,000 equiv.	USD 10,000 equiv.	USD 100,000 equiv.
EUR	USD 10,000 equiv.	USD 100,000 equiv.	USD 10,000 equiv.	USD 100,000 equiv.
GBP	USD 10,000 equiv.	USD 100,000 equiv.	USD 10,000 equiv.	USD 100,000 equiv.

The limit and the usage of each account are tracked in the account's own currency. A payout always counts in the currency of the account it's sent from, whatever the currency it's paid out in.

⚠️
A payout that would take the account over its monthly limit can be rejected with HTTP 409 and the error code MONTHLY_LIMIT_EXCEEDED. Funds credited to the account are never rejected because of the limit, but they count toward it.

Check an account's usage

To see how much of the monthly limit an account has used, call Get Account Limits & Usage. Amounts are in the account's currency.

curl -u "$API_KEY_USER:$API_KEY_PASSWORD" \
  "https://app2test.infiniaweb.com/infinia_api/v1/accounts/189075/limits/"

{
  "status": "success",
  "data": {
    "monthly": {
      "used": 12500.0,
      "limit": 50000.0,
      "remaining": 37500.0,
      "resets_at": "2026-11-01T00:00:00"
    }
  }
}

Attribute	Description
`monthly.used`	The volume the account has used in the current calendar month.
`monthly.limit`	The account's monthly limit. `null` if no monthly limit is configured for the account.
`monthly.remaining`	The volume the account can still use this month. `null` when `limit` is `null`.
`monthly.resets_at`	When the usage counter resets: the start of next month, in UTC.

Request a limit increase

To request a higher limit, contact your account manager. A limit increase goes through enhanced due diligence (EDD) of the account owner. The documents EDD requires for individuals and organizations are listed in KYC Requirements by Country.

Infinia's compliance team reviews the documentation and tells you the outcome. The new limit reflects the income or activity level the documents evidence, and is applied directly to the account, with no code changes on your side. The account keeps operating at the default limit while the review is in progress.

Limit increases can be approved up to USD 100,000,000.00 equiv. (100M) per calendar month.